| July 2023 YTD | Revenue | Expense | Net Income/(Loss) |
| Actual | $203,508 | $176,362 | $27,147 |
| Plan | $187,985 | $173,474 | $14,511 |
Note: Not included above is a $13,235 non-cash asset write-off of original playground equipment removed in June 2023.
Through July, pledge giving is ahead of our plan driven by families who have paid ahead on their commitment. Through June, 38 of 55 pledging families are ahead of their year-to-date commitment with 6 having paid the full year. This favorability will gradually diminish over the balance of the year.
Expenses to date are a little higher than Plan. Computer related expenses are higher than expected so far but some of this is timing. Property related expenses are running about $3,000 higher than expected driven by utilities, maintenance and repair and cleaning services. This appears to be a developing trend.
On balance, Revenue less Expense is somewhat more favorable than we had planned at this time. But this is mostly driven by pledge families who have paid ahead, and this favorability will naturally decline over time. Plus, our Plan has additional spending planned for the second half for extra mortgage principal payments and call related expense. As a result, we still expect to end the year near breakeven.