| December 2025 YTD | Revenue | Expense | Net Income/(Loss) |
| Actual | $185,539 | $187,868 | ($2,329) |
| Plan | $173,650 | $187,208 | ($13,558) |
While we experienced a small deficit in the first six months, this was somewhat less than the planned deficit. We plan for small deficits in the July-to- December timeframe due to the seasonal pattern of giving.
Through December, total receipts were $11,900 better than expected, driven mostly by Offerings. Unfortunately, Pledge Giving is now lagging our plan. And while that shortfall was more than offset by Non-Pledge Giving, a majority of that resulted from a one-time, non-repeating donation. Pledge Giving came in well short of our plan in the Stub Period (Jan-Jun 2025), so there is some concern around what appears to be a developing trend.
The giving outlook headed into this calendar year is not encouraging. While many families increased their pledge for 2026, many did not, and a few decreased their pledge. Furthermore, there are a few units who have given in the past but will no longer be giving going forward due to personal circumstances. So, the current outlook is that giving in 2026 could be lower than 2025, putting some pressure on the remainder of the current fiscal year.
Overall expenses are running very close to what we planned. On balance, we are expecting to end the year with a small deficit.
We give thanks to each of you for how you support Esperanza with your time, talent and treasure. Thanks be to God!